LETTER OF DISCLOSURES AND CONSENT
In complying with the FAIS legislation, I would like to bring the following information to your attention:
My name is Johannes F. van Schalkwyk, employed by JVS Financial Services CC, FSP 42956 and The Beetro Group, FSP 49552, an authorised financial services provider, which accepts responsibility for my activities and is, licensed to render financial services. I have been providing financial advice and intermediary services since 01/02/2002 in the following areas of financial planning: Death and Disability Planning; Retirement Planning; Investment Planning; Healthcare; Estate Planning, Short Term Insurance. I am authorised to provide advice and intermediary services in the following categories: Category 11.1 Long-Term Insurance: Category A1.2 Short-Term Insurance: Personal Lines1.3 Long-Term Insurance: Category B1.4 Long-Term Insurance: Category C1.5 Retail Pension Benefits1.6 Short-Term Insurance: Commercial Lines1.7 Pension Fund Benefits (excluding Retail Pension Benefits) 1.14 Participatory Interests in Collective Investment Schemes 1.16 Health Care and Services . A copy of the licence is available for inspection on request
I do not hold more than 10% of the shares issued by any product supplier. I am remunerated for my services by being paid commission from the product supplier. My brokerage has written authority to market the products of the following product suppliers and I am accredited to market their products:
I received more than 30% of my last year’s commission and remuneration from the following product suppliers: N/A
I do hold professional indemnity insurance, guarantees or fidelity insurance. Compliance with the FAIS Act is monitored by Providus Compliance Consulting (Pty) Ltd practice approved by the Financial Services Board. Their address is 29 Milton Road, Goodwood, 7460, Postal Address: P.O. Box 212 Wellington, 7654, Republic of South Africa. Their contact details are T: +27 21 5924488 F: +27 86 212 7778 [email protected] ([email protected] or [email protected])
I am a proud member of Providus Compliance Consulting (Pty) Ltd, which provides me with services such as a compliance, practice management and technology support. This support helps me to provide you with a more professional service. The compliance service enables my practice to be compliant with FAIS legislative requirements. Through the practice management support, I am able to run a more professional business and therefore able to provide you with an improved service and enhanced support.
Please note that in accordance with legislation we keep an updated disclosure register. This register informs you, our client of all financial and ownership interests that I/ we may become entitled to and lists the business relationships that I have with the product suppliers. This document ensures transparency in my/our dealings with our customers and is available for inspection.
I wish to advise that all information obtained or acquired about you shall remain confidential unless you provide written consent, or unless I am required by any law to disclose such information. In the event that you are dissatisfied with any aspect of my service, you should address your complaint in writing to me at the above address. A copy of my Complaints Resolution Policy is available on request.
I accordingly confirm, for the purposes of providing sound and proper financial advice to me, authority is granted to:
Johannes F. van Schalkwyk, Shaun Teubes and Lisinda Swanepoel of JVS Financial Services CC. FSP number 42956 and The Beetro Group FSP Number 49552.
Contact detail 086 619 5412 Fax 021 939 3563 W/tell [email protected] to obtain any and all such Information via The Financial Services Exchange (Pty) Ltd, trading as Astute, or any other institution providing a mechanism for the transmission of such information.